REAL ESTATE DICTIONARY

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GENERAL LIEN

A lien which attaches to all property owned by the debtor.

GENERAL WARRANTY

A covenant in the deed whereby the grantor agrees to protect the grantee against the world.

GINNIE MAE See Government National Mortgage
GNMA See Government National Mortgage Association
GOOD REPAIR A borrower has an obligation to maintain the condition of mortgaged property
GOVERNMENT NATIONAL MORTGAGE ASSOCIATION An arm of the federal government that purchases loans. Currently GNMA buys over 90 percent of all DVA loans
GRACE PERIOD Additional time allowed to perform an act or make a payment before a default occurs

GRADUATED LEASE

A lease that provides for the varying rental rate, often based upon future determination; sometimes rent is based upon result of periodic appraisals; used largely in long-term leases.

GRADUATED RENTAL SYSTEM

A concession lease in which lessee's percentage rental fluctuates with the ratio of his gross income to gross fixed assets. Also provides for a nonrefundable Fixed Minimum Rental (FMR). Percentage rental is offset against the FMR

GRANT

The act of conveying or transferring real property, the operative words in a conveyance of real estate are to "grant, bargain, and sell". The grantor (the person who conveys the real estate) delivers the grant, in the form of a deed, to the grantee.

GRANT DEED A deed of conveyance that implies that the grantor (seller) is granting an actual interest and has not previously granted such interest to anyone else

GRANTEE

Entity to whom a grant is made, or to whom real estate is conveyed. The retail buyer.

GRANTOR

Entity who makes a grant, conveys real estate by deed. The seller.

GROSS INCOME

The projected annual income from operation of a business or from management of a property.

GROSS RENT MULTIPLIER

Ratio of sales price to monthly rental income for single family residential properties.

GROUND LEASE

A lease to use land for a stated period; may be secured by improvements which the tenant will provide.

GUARANTEE The DVA guarantees repayment of a DVA loan to the private lender who made it. Actually this guarantee amounts to an agreement by the DVA to cover the loss up to a certain dollar figure on a loan of a given size that goes into default and foreclosure

GUIDE ACQUISITION LINE

A line on the map accompanying a design memorandum showing the tentative boundaries of the land to be acquired for a project.

 

COMPANY OVERVIEW
CCFG Investments provides alternative financing solutions for real estate investors, developers, and investment property owners. Our creative and flexible lending programs are the direct result of our involvement in more than 500 million dollars of real estate.
CONTACT

858.456.2423 direct
858.225.3683 fax
info@ccfginvestments.com
2020 Columbia St
San Diego, CA 92101

PARTNERS PROGRAM
In today’s environment, professional account management is more crucial than ever. Constant oversight and communication with Borrower and Lender are necessities to maintain the viability of your transactions. We know that your clients are the heart of your business; we also know that bookkeeping and daily customer service can keep you out of your point of sale.
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INVESTMENT PROPERTIES
With investment property loan rates at all time lows, there is not better time than now to refinance an your investment property. There are many benefits associated with investment property refinance. However, as with all financial decisions, you should carefully evaluate your situation before making that choice.
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REHABBERS AND DEVELOPERS
As a direct lender, CCFG Investments specializes in short-term loans secured by residential and commercial real estate. Our knowledge of the real estate marketplace allows us to fund transactions that often do not meet the strict underwriting criteria of traditional lenders. Understanding that no two transactions are identical
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